How Do I Use My Phone To Deposit A Check?

Deposit a check into your checking or savings account from anywhere using the camera on your smartphone or tablet. It’s easy, secure and will save you time! Mobile Deposit is a convenient service that is offered to those who bank online and have signed up for Mobile Banking.

How to Deposit Checks Online:

1. Sign up for Online Banking and add the Mobile Banking service.
2. Download your bank’s Mobile Banking App and log in.
3. Select ‘deposit’, then deposit a check.
4. Write the words “For Mobile Deposit” in the signature area on the back of the check and sign below.
5. Select the account you want to deposit the funds to and enter the amount of the check.
6. Take a picture of the front of the check and then the back of the check. (The Mobile Banking App will use the camera on your phone to capture the images.)
7. Once the images are collected, submit your deposit. You’re done!

Hang On To Your Check. Checks are not stored in the Mobile Banking App, so it is important that you keep the check until you’re certain the funds have been deposited into your account. Typically, 30 days is enough time to ensure that a check will not be rejected. You can check the status of your check through the Mobile Banking App by clicking on Deposit Check History. When it’s time to dispose of your check, be sure to shred it.

Know the Funds Availability Policy. Processing times and deposit amount limits vary. Knowing the deposit threshold and check-hold policy may help prevent you from bouncing checks.

To learn more about Mobile Check Deposit from Kennebunk Savings, watch this instructional video.

To learn more about about the Online banking features we offer visit our personal banking resources here .

Still have questions? Call our Customer Care team, they would be happy to help!