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Resources

8 Tips for Saving for a Down Payment on Your First Home

...Your Debt-to-Income Ratio Look at your gross monthly income and how much of it you currently spend on regular bills and expenses (student loans, car payments, credit card debt). Tracking...
Resources

Get Your End-of-Year Financial Health Checkup

...A checkup is a good time to assess whether your current financial goals sync up with your overall situation. Understand Options to Move Forward after Relief Programs Expire: Loans that...
Resources

How To Protect Your Identity

...and even take out personal loans. It can months later, when the damage is done, that you find out and the criminal is gone. Why do scammers need so much...
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Experienced Buyers

More mortgage options can open new front doors Change is easier if you know someone has your back. That’s us. We can show you some mortgage options to help make the change you want possible. Since i...
Resources

Top 5 Money Management Tips For Your College-Bound Teen

...a credit card affects their credit history. That history will affect not only whether she is approved for future credit cards, car loans or mortgages, but it will also affect...
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Brad Paige Elected to American Bankers Association’s Board of Directors

...U.S. economy forward with the industry’s two million jobs, $13 trillion in deposits, and $10 trillion in loans. At the heart of those numbers, Maine banks employ 8,600 people, hold...
Resources

Starting the Mortgage Process: Why Prequalify?

...a lender provides you with an understanding of the types of loans you may qualify for and the documentation you’ll need when it’s time to submit the mortgage application. To...
Resources

How to Choose a Home Mortgage Lender

...have a standard for comparison. You may want to ask: What types of loans are available to fit my situation? What financial documents will be required when I’m ready to...
Resources

5 Signs You’re on the Path to Improved Financial Wellness

...When you are financially aware, you obtain low interest loans to acquire an asset or improvement – like a house, car, or student loan. You stay current with high interest...
Resources

5 Tips for managing your finances through COVID-19 and beyond

...loans), it’s important to think about how (and when) you will pay these bills as these programs come to an end. As of this writing, the temporary delay in paying...