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CASH MANAGEMENT

Let us help manage the day-to-day.

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Learn about our Cash Management Solutions

When you partner with Kennebunk Savings for your business banking needs, you’ll get customizable solutions with hands-on help:

  • Access to a dedicated Cash Management team.
  • Customized access to fit your business and employee needs.
  • Enhanced security procedures including state-of-the-art Voice ID technology.


Meet the Cash Management team!

Our Business Solutions

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ACH Processing

Perfect for payroll direct deposit, cash concentration, and vendor payments.

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remote deposit

Remote Check Deposit

Deposit checks from anywhere—no trip to the bank required.

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wire transfer

Wire Transfers

Use our secure wire transfer services to execute domestic and foreign currency wire transfers.

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positive pay

Positive Pay

Ensure that all information on a check presented for payment matches your checks-issued file to prevent a scenario where the bank will not pay without authorization.

accounting

Accounting Software Solutions

Seamlessly integrate your banking data into QuickBooks® or Quicken® for a more efficient accounting and cash management process.

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Zero Balance

Automatically funds daily checks from a “concentration” account so you can maintain a single funding source.

 

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Video Banking

With video banking, you can connect with your Cash Management representative anywhere!

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Business Bill Pay

Pay your bills quickly and easily!

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eStatements

eStatements

Our team will help you handle the enrollment to go paperless. To view your statements, login to your online banking account to access your statements.

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Business Online Banking and Mobile Banking Services

Business Online 

Customize tools to manage your money efficiently and improve cash flow directly from your home or workplace. We’re here to assist your team’s business needs using dual control and layered authorizations. You can manage your business accounts safely, online 24/7, and:

  • Provide secure access and functionality to your staff
  • View account activity
  • Make transfers
  • Originate payroll via Automated Clearing House
  • Make Electronic Federal Tax Payments

Go Mobile!

Download the app and manage your business accounts right from your mobile device. We offer apps for iPhone IOS and Android providers. Whether you are logging onto business online banking or our Cash Management mobile app, both platforms feature the same secure controls and layered authorizations. Your business can:

  • See transactions
  • Make transfers
  • Deposit a check via your mobile device. Simply take a photo of the check deposit it securely at your convenience.

Clover logo Many businesses are looking for ways to increase sales, deepen customer relationships and drive repeat business. We have partnered with Clover® who utilizes First Data, a global leader in payments processing to provide a variety of business solutions that can be tailored to your business needs. They provide merchants with value-added services and business tools that help make it easier to run your business.

 

Clover is an independent, third-party providers and the services are being offered by the Bank. This vendor is not affiliated with, or a subsidiary of, the Bank, and the Bank does not provide, warrant, or guaranty their products or services. All trademarks, service marks, and/or trade names, are property of Clover.

paychex logoAs a business owner, managing your own payroll and HR can take time away from important activities such as driving revenue and growth — and even put you at risk of fines and penalties if you make a mistake.

That’s why we’ve teamed up with Paychex to give you an affordable, full-service option for outsourcing payroll, HR, and employee benefit administration. Paychex is a leading provider of HR solutions, with more than 680,000 clients nationwide, paying 1 in 12 private-sector workers in the U.S. Paychex offers:

Payroll Administration

Don’t risk penalties for late or inaccurate payroll tax payments. Paychex can calculate, deposit, and file your federal, state, and local payroll taxes with the appropriate tax agency.

FLEXIBLE REPORTING

How you report your hours is up to you:

  • Phone – A quick call with your dedicated Paychex rep
  • Online and Mobile app – Input payroll wherever you are, on any device, via Paychex Flex®
  • Mobile app – Key in hours on the go with the free Paychex Flex app for iOS® and AndroidTM

 MULTIPLE EMPLOYEE PAY OPTIONS

Paychex will pay your employees by the method they prefer, with payment options including:

  • Direct deposit
  • Pre-signed checks
  • Prepaid pay cards

PERSONAL, DEDICATED SERVICE

If you ever need help, you can contact your dedicated payroll specialist, who serves as your single point of contact, or reach out to a 24/7 U.S. Based support team via phone, email, or chat.

 Human Resources Assistance

Paychex can provide you with best practices for the entire employee lifecycle, including help with:

  • Hiring and managing employees
  • Creating an employee handbook
  • Setting up benefits and annual open enrollments
  • Workplace safety

Discover how Paychex can help your business run more efficiently by contacting our Cash Management team!

Paychex is an independent, third-party providers and the services are being offered by the Bank. This vendor is not affiliated with, or a subsidiary of, the Bank, and the Bank does not provide, warrant, or guaranty their products or services. All trademarks, service marks, and/or trade names, are property of Paychex.

Automate the chore of rent collection with ZRent!

zrent logoManaging tenants is a major undertaking for any business, especially when it comes to collecting, depositing, and reporting rent. And manual processes make it impossible to grow as quickly or smoothly as you’d like. At Kennebunk Savings, we’re committed to partnering with our business banking clients to do more than store money – we help solve your business challenges. And that’s why we’re offering  ZRent free of charge to any client who keeps their primary business checking account with us.

ZRent makes it easy for you to self-manage your rent collection process using an online portal. You can easily invite your tenants to set up their payments on the portal and even accept combined payments for rent-splitting scenarios.

Benefits for property managers and landlords that use ZRent

  • Cost-effective – As a business banking client at Kennebunk Savings, you are eligible to use ZRent free of charge and it’s always free for tenants.
  • Fast – ZRent allows automated rent collection and offers easy online access to your tenants.
  • Efficient – Frees you up to focus on higher-value tasks to grow your business.
  • Compliant – Regulatory compliance is built in, including any paperwork.
  • Self-service – Anytime access to your dashboard, including detailed reporting.

ZRent removes the stress and busywork of rent collecting and payment for you and your tenants

  • 100% online, anytime access for you and your tenants
  • 30 seconds to set up new tenants and prompt them to set up a recurring payment
  • Secure for all parties, including storing sensitive banking information
  • Rent-splitting capabilities for multiple payers
  • Payment forecasting
  • Descriptive transactions
  • Monthly reporting
ZRent is an independent, third-party providers and the services are being offered by the Bank. This vendor is not affiliated with, or a subsidiary of, the Bank, and the Bank does not provide, warrant, or guaranty their products or services. All trademarks, service marks, and/or trade names, are property of ZRent.

 

Business Banking Resources

Online Cash
Management

Remote Deposit
Capture

ID Theft
Prevention

BUSINESS BANKING SECURITY

Working together to protect you

Your business is safe with us. Your business transactions and your customer information are safe at Kennebunk Savings. Fraud prevention and information security is always our top priority. Learn how we stay one step ahead with the latest technology and how you can protect yourself, too.

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Protect your business with these additional resources

Looking for more ways to protect your business from cyber attacks? Check out some of our favorite resources from the Federal Trade Commission.

Put our expert solutions to work

Our business banking experts are ready to help you identify and implement efficient business banking solutions, no matter how big or small. We can tailor solutions to fit your needs, improve cash management, and let you get back to focusing on what matters.